现年29岁的罗先生在某外资企业担任部门主管,每月税前收入为ll,000元。罗先生的妻

题型:单项选择题 案例分析题

问题:

现年29岁的罗先生在某外资企业担任部门主管,每月税前收入为ll,000元。罗先生的妻子刘女士今年27岁,在一所著名私立中学担任英语教师,每月税前收入为7,500元。罗先生夫妇于2004年12月 

31H购买了一套总价75万的住房,贷款总额为50万元,贷款利率5.5%,15年还清,他们采取的是等额本金还款方式,目前该房产现值为80万元。罗先生目前在银行的存款还有5万元,其中包括银行利 

息约600元(税后)。罗先生对投资股票不感兴趣,目前名下有国债3万元(含去年实际收到的700元收益),债券基金5万元(含去年实际收到l,500元的收益)。罗先生3年前就接受了保险理财规划师的建议 

而人量投保,目前保单现金价值为9万元(即个人账户余额),去年收到保险分红2,500元。为应付日常开支,罗先生家里常备有2,000元的现金。除每月需要偿还的房贷以外,罗先生一家每年保险支出为23,000元,每月生活开支保持在3,000元左右。去年,罗先生一家除为母亲治病花销8,000元 

外,并无其它大额支出。罗先生夫妇预备两年后(2008年)生育后代,考虑到子女教育是一项庞大支出。罗先生决定从现在开始就采取定期定额的方式为孩子储备教育金。 

注:各项财务信息截至2005年12月31日,数据采集时间为2006年1月lO日。 

罗先生家庭的现金流量表中“结余/超支”一栏的数值应为()。

A.128,740.0 

B.68,746.94 

C.70,746.94 

D.79,714.96

考点:理财规划师理财规划专业能力2006年5月理财规划师(二级)考试专业能力真题
题型:单项选择题 案例分析题

2010年3月28日王家岭煤矿发生透水事故,救援工作迅速展开。4月2日下午,事故矿井下发现有生命迹象,原来是被困人员通过敲击钻杆,发出“当当”的求救信号,这是因为____________________。

题型:单项选择题 案例分析题

用m表示数量,a表示单价,c表示总价。  

c=(    )    m=(    )    a=(    )   

用v表示速度,t表示时间,s表示路程。   

s=(    )    t=(    )    v=(    )

题型:单项选择题 案例分析题

阅读理解。

     Teens don't understand the big fuss (小题大做). As the first generation to grow up in a wired world, they

hardly know a time when computers weren't around, and they eagerly catch the chance to spend hours online,

chatting with friends, So what?

     But researchers nationwide are increasingly worried that teens are becoming isolated (孤寂), less skillful at

person-to-person relationships, and perhaps numb (麻木) to the cheatings that are so much a part of the e-mail

world. "And a teen's sense of self and values may be changed in a world where personal connections can be

limitless,"said Sherry Turkle.

     Another researcher, Robert Kraut, said he's worried about the "opportunity costs" (机会成本) of so much

online time for youths. He found that teens who used computers, even just a few hours a week, showed

increased signs of loneliness and social isolation. "Chatting online may be better than watching television, but

it's worse than hanging out (闲逛) with real friends," he said.

     Today's teens, however, don't see anything strange in the fact that the computer takes up a central place in

their social lives, "School is busy and full of pressure. There's almost no time to just hang out." said Parker Rice,

17. "Talking online is just catch-up time."

     Teens say they feel good about what they say online or taking the time to think about a reply. Some teens

admit that asking someone for a date, or breaking up, can be easier in message form, though they don't want

to do so. But they insist there's no harm.

1. The researchers argue that _____.

A. teens may develop a different sense of values

B. nothing is wrong with teens'chatting online

C. teens can manage their social connections

D. spending hours online does much good to teens

2. The text mainly deals with _____.

A. use computers properly

B. improve their school work

C. develop an interest in social skills

D. reduce their mental pressures

3. The text mainly deals with _____. 

A. teens' pleasant online experience

B. teens' computer skills and school work

C. the effects of the computer world on teens

D. different opinions on teens' chatting online

4. The purpose of the text is to _____.

A. describe computer research results

B. draw attention to teens' computer habits

C. suggest ways to deal with problem teens

D. discuss problems teens have at school

题型:单项选择题 案例分析题

下列不是急性气管-支气管炎的常见致病原的是()

A.腺病毒

B.肺炎球菌

C.支原体

D.MRSA

E.流感嗜血杆菌

题型:单项选择题 案例分析题

将索赔分为单项索赔和总索赔是按照索赔()分类的。

A.事件的影响

B.要求分类

C.所依据的理由

D.处理方式

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