1929年的大萧条与罗斯福的新政改革大大增加了政府在金融体系中的作用,并强化了对于金

题型:单项选择题

问题:

1929年的大萧条与罗斯福的新政改革大大增加了政府在金融体系中的作用,并强化了对于金融体系的监管。新设的证券交易委员会负责监管证券行业与市场;格拉斯一斯蒂格尔法勒令商业银行与投资银行分业经营;商业银行不得跨州设立分行开展业务;监管条例对于银行存款利率上限进行了规定;设立了政府金融机构——房利美——专司提供低息住房融资等。
但是,随着经济的发展和金融市场结构与竞争格局的深刻变化,1930年推出的金融监管法规显得过时和僵化。自1980年初开始,美国的里根总统和英国撒切尔夫人的自由市场经济政策迅速主导了世界。不仅以美英为典型代表的发达国家,而且新生市场经济国家与转轨经济国家,都纷纷实行了市场化的经济改革。金融业放松监管(deregulation)相应成为一股席卷全球的潮流。
根据上述资料,回答下列问题。

金融业务创新的核心内容是( )。

A.非银行金融机构的创新

B.跨国银行金融机构的创新

C.商业银行的业务创新

D.中央银行机构的创新

考点:初级金融专业经济师资格考试初级金融专业知识与实务
题型:单项选择题

一初产妇,G3P0,孕39周,近3周来反复 * * 出血4次,末次出血量比月经量多。现突然 * * 大量出血伴心慌、头昏、出冷汗,无腹痛。检查:贫血貌,BP80/50mmHg,胎位LOA,头先露,浮,胎心176次/分,血红蛋白70g/L。

最主要的诊断是()

A.重型胎盘早剥

B.难免早产

C.胎儿窘迫

D.边缘性前置胎盘

E.失血性休克

题型:单项选择题

审核通过后要进行证后监督与复评,其中证后监督包括( )。

A.定期检查

B.监督审核与管理

C.跟踪验证措施的落实和有效性

D.自我考评与外部监察

题型:单项选择题

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What do you see from a handful of seeds? Some see green plants, some see blooming flowers, or just seeds. But one group of Shanghai students saw an opportu­nity to make money.

Eight students from No 2 Secondary School Attached to East China Normal Uni­versity started a virtual company selling different seeds and seed products. They successfully sold 28 pictures pasted with different seeds at a campus auction a week a­go. The company, which has recruited around 20 student staff members, has earned over 2000 yuan in the past three months.

"We donated part of the money to a poor school in the countryside of Anhui Province. It's great to realize our ideal of ‘spreading love and culture with seeds’ after many tests and lots of hard work," said Senior 2 Shi Chen, CEO of the compa­ny.

Just like any other company, Shi's didn't develop smoothly. Shi and her young colleagues used to sell fresh flowers and old books, and later found seeds might be something that their company could engage in. They bought seeds of various plants and flowers at low prices from a local farm and sold them in schools or on streets. The creative students also made accessories and pictures with different seeds.

With little business knowledge, the students had to learn new skills as the lead­ers of different departments, such as public relations (PR), sales and marketing. They persuaded a joint Sino-French company near their school to give them training in business management. They also asked some local businessmen to act as their consul­tants.

"They helped us overcome our shyness. We also learned quite a lot of business theory. I found communication skills and teamwork are very important for my job," said Senior 1 Qian Yifei.

The 16-year-old was elected as PR manager thanks to her talent for speaking. She is also in charge of after sales service, dealing with complaints and providing suggestions.

As the head of the company, CEO Shi has a lot more to think about. First of all, she has to learn how to make her colleagues work efficiently as the company only opens at weekends due to all their studies. So she established a system to evaluate every one's performance, in terms of punctuality, efficiency, profits knowledge and so on.

"It makes the company more formal," she said.

59. What is the purpose of opening the company?

A. To earn money for their education fees.

B. To spread love and culture with seeds.

C. To see whether they can open a company.

D. To collect money to open a Hope School.

60. At a campus auction a week ago, they ________ .

A. sold 28 green plants with different flowers

B. sold 28 seeds pasted with different pictures

C. sold 28 pictures pasted with different seeds

D. sold 28 flowers pasted with different pictures

61. According to Qian Yifei, what matters most in dealing with public relations?

A. Communication skills and teamwork.

B. Creative and critical thinking.

C. Educational background.

D. Business theories.

62. What does the word "it" (in the last paragraph) refer to?

A. Selling seeds.

B. To have a person as CEO.

C. Every colleague’s performance.

D. To make her colleagues work efficiently.

63. What can we learn from the passage?

A. The company is owned by 8 students.

B. The company is over-night successful.

C. The company gets a lot of help from others.

D. The company sells old books and fresh flowers.

题型:单项选择题

下列选项中不是城市主要灾害的防灾标准之一的为( )。

A.城市交通事故防灾标准
B.城市防洪、防涝标准
C.城市抗震标准
D.城市消防用水标准

题型:单项选择题

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