蔡氏夫妇的年均收入为18万元,月均支出为6,000元现有住房一套,无儿女最近房地产行

题型:多项选择题

问题:

蔡氏夫妇的年均收入为18万元,月均支出为6,000元现有住房一套,无儿女最近房地产行情看涨,所以蔡氏夫妇打算投资另一处房产,通过按揭贷款的方式获得住房,贷款70万,还款期限是10年,年利率是6.5%,采取的还款方式是每月等额本息的方式。则下列说法正确的是( )。

A.蔡氏夫妇每月的还款额为4,181.5元

B.蔡氏夫妇每月的还款额为4,134.3元

C.若蔡氏夫妇入住新房,将旧房出租,租金是3,500元(税后),则保持原来生活水平的月均支出为6,700元

D.若房贷利率会随着通货膨胀调整,而蔡氏夫妇的租金收入的通胀调整相对滞后,则应当将闲置资金存入银行

E.对蔡氏夫妇而言,投资银行股票是对抗通货膨胀的更适合的理财方式

考点:银行业从业考试个人理财银行业从业人员资格考试个人理财
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某双速离心风机,转速由n1=960r/min转换为n2=1450r/min,试估算该风机声功率级的增加为下列何值

A.8.5~9.5dB
B.9.6~10.5dB
C.10.6~11.5dB
D.11.6~12.5dB

题型:多项选择题

关于金融市场的分类,下列说法中错误的是()。

A.金融市场可以分为现货市场和期货市场

B.现货市场是当日成交,当日、次日或隔日等几日内进行交割的市场

C.证券交易所包括公司制证券交易所和会员制证券交易所两类

D.典型的场内交易市场包括同业拆借市场、股票交易所

题型:多项选择题

()

A.A

B.B

C.C

D.D

题型:多项选择题

抗日战争是一场全民族反抗外敌入侵的正义战争。抗战初期,在华北战场上规模最大、最激烈的一次战役,也是国共两党军队合作抗日、配合最好的一次战役是()

A.忻口会战

B.长城抗战

C.平津会战

D.台儿庄战役

题型:多项选择题

The fact that most Americans live in urban areas does not mean that they reside in the center of large cities. In fact, more Americans live in the suburbs of large metropolitan areas than in the cities themselves.

The Bureau of the Census regards any area with more than 2,500 people as an urban area, and does not consider boundaries of cities and suburbs.

According to the Bureau, the political boundaries are less significant than the social and economic relationships and the transportation and communication systems that integrate a locale. The term used by the Bureau for an integrated metropolis is an MSA, which stands for Metropolitan Statistical Area. In general, an MSA is any area that contains a city and its surrounding suburbs and has a total population of 50,000 or more.At the present time, the Bureau reports more than 280 MSAs, which together account for 75 percent of the US population. In addition, the Bureau recognizes 18 megapolises, that is, continuous adjacent metropolitan areas. One of the most obvious megapolises includes a chain of hundreds of cities and suburbs across 10 states on the East Coast from Massachusetts to Virginia, including Boston, New York, and Washington, D.C. In the Eastern Corridor, as it is called, a population of 45 million inhabitants is concentrated. Another megapolis that is growing rapidly is the California coast from San Francisco through Los Angeles to San Diego.

The underlined word "integrate" in Paragraph 3 is closest in meaning to ().

A. benefit

B. define

C. unite

D. restrict

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