某商业银行销售人员在向客户推荐银行产品时，故意混淆预期收益率与保证率的概念，并口头保

发布时间：2018-02-04 08:38 │ 来源：www.tikuol.com

题型：单项选择题

问题：

某商业银行销售人员在向客户推荐银行产品时，故意混淆预期收益率与保证率的概念，并口头保证该产品肯定能够达到预期收益率，该做法（）。

A.没有做到向客户充分提示风险

B.该人员是为了完成销售目标，对银行有利，所以是合理的

C.由于历史上该产品确实没有出过问题，也就不用向客户说明是否存在问题了

D.以上说法都不对

考点：银行业从业考试 2016年银行从业公共基础《法律法规与综合能力》真题精编试卷(五)

题型：单项选择题

完形填空。
We all know that it is __1__ to keep healthy. But not all people know __2__ to keep healthy. After five days' hard work, we need to have a good rest at weekends. But it seems that some don't know how to spend weekends in the right way. They enjoy __3__ cards at night and don't go to bed until midnight or even later. Some gamble (赌博) all night. They forget that to get __4__ sleep is essential (必要的) for health. Some never get up early in the __5__ and take some exercise. It is true that doing exercise is very important for us to keep __6__. Some smoke a lot. They forget that __7__ smokers are more likely (可能) to have lung cancer (肺癌) than those who don't smoke. Some drink too much wine. __8__ too much is harmful (有害) to the body. Some eat too much rich food and get fatter and fatter. If you are much too fat, you may always __9__ tired. Vegetables are good to the body. But some don't like eating vegetables. __10__ is also very good to body. As a saying (谚语) goes, "An apple every day keeps the doctor away." So don't forget to eat some fruit.
( ) 1. A. important ( ) 2. A. when ( ) 3. A. to play ( ) 4. A. much ( ) 5. A. mor ning ( ) 6. A. health ( ) 7. A. light ( ) 8. A. Drink ( ) 9. A. are ( ) 10. A. Water	B. good B. how B. play B. many B. afternoon B. healthy B. heavy B. Drinking B. keep B. Milk	C. nice C. what C. playing C. a little C. evening C. clear C. good C. Eat C. say C. Tea	D. happy D. why D. plays D. enough D. day D. up D. strong D. Smoke D. feel D. Fruit

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据我国教育专家的统计，从公元600年到公元1960年，世界上共有1243位科学家、发明家做出1911项重大科技发明。

根据这些科技人才做出创造性贡献的年龄制成的科技人才成功曲线图如下：

做出第一次重大发明的人的年龄集中在哪个阶段？（）

A．30岁左右

B．35岁左右

C．40岁左右

D．45岁左右

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诊断早期妊娠需测定的血或尿中的激素是

A．雌激素

B．孕激素

C．卵泡刺激素

D．人绒毛膜促性腺激素

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题型：单项选择题

建筑产品在生产过程中生产人员、工具和设备的流动性，使得健康安全与环境管理尤为复杂，流动性主要表现在( )。

A．产品在生产流水线上的流动

B．同一工地不同建筑之间流动

C．气候变化的影响

D．员工上下班在交通路线上的流动

E．一项建设工程建设完毕后，施工队伍又要投入另一项新的工程

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