赵敏年收入为10万元,目前净资产15万元,40%为储蓄白备款与负担房贷的上限,打算5

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问题:

赵敏年收入为10万元,目前净资产15万元,40%为储蓄白备款与负担房贷的上限,打算5年后购房,投资报酬率10%,贷款年限20年,利率以6%计,届时年收入以目前收入复利3%计算,可以负担购房后贷款的届时房价为( )万元。

A.94.51
B.99.25
C.101.42
D.103.2

考点:金融理财师金融理财基础(一)金融理财师
题型:单项选择题

( )是一定时期内利息与贷出资金额的比率,体现借贷资金增值的程度。

A.借贷率

B.利息

C.利息率

D.收益率

题型:单项选择题

下图反映了我国社会主义建设中的某一历史现象。它出现于

[ ]

A、三大改造时期

B、“大跃进”时期

C、“ * * ”时期

D、社会主义建设新时期

题型:单项选择题

Rarely have I experienced a reaction like that which came about following the idea of banning private education. One of those who contacted me to disagree with the idea was 17 year old Anirudh Mandagere. He got 10 A*s at GCSE and is currently studying English, French, Math and History at a private school in Manchester. Here is his response:

For me, the idea that all private schools should be banned is not only ridiculous and unrealistic, but goes against the idea of liberty. We must have the freedom to choose between state-funded and privately educated schools. If parents pay taxes, surely they should be able to choose whether they send their children to a state-funded or a privately-funded school.

The economic impacts of abolishing private education are vast. Banning private schools would obviously contribute to a great transfer to state schools. Many state schools are already overburdened; do they really need more pupils? Abolishing private education would lead to higher taxes for taxpayers since more money would be needed to educate the 7% who were previously private educated. In the times of economic crisis, should the taxpayer need to fork out more money to pay for their education? There would also be a great rise in unemployment of the staff who works at private schools.

It is noted that, in general, private schools have better grades at GCSE and A level than state schools. Yet, why do people view this as a bad thing? The higher private school grades eventually force the government to endlessly improve state education so that the middle-classes do not totally abandon state education for private education. This competition creates reform and progress within state schools and eventually promote them! If the private schools did not exist, where would be the impetus for state school improvement?

Government should not simply ban a system which produces results. It should learn from it and use the private education model as a basis for the state education model. Abolishing a successful system will not help anybody, learning from a successful system will.

小题1:In the eye of Anirudh Mandagere, parents have the right to ______.

A.criticize state-funded schools

B.pay taxes for the promotion of private schools

C.choose the way their children receive education

D.advocate the competition between state schools and private ones小题2:According to the passage, banning private education will ______.

A.obviously contribute to lower taxes

B.not cause the state schools to be overburdened

C.force the government to boost state education

D.lead to many people losing their jobs小题3:The underlined word “impetus” in the fourth paragraph probably means ______.

A.motivation

B.prevention

C.participation

D.assessment小题4:Compared with state schools, private ones ______.

A.educate a little fewer students

B.conduct better than all state ones

C.are better received by the public

D.are more competitive on the whole小题5:Which of the following statements will Anirudh Mandagere agree with?

A.His wonderful performance results from the education his private school offers.

B.Without the existence of private schools, state ones wouldn’t get improved much.

C.Private education is a good system to make students successful in life.

D.Private schools are supposed to be sponsored more than state ones.

题型:单项选择题

现金银行本票可以用于()

A.转账

B.取金

C.只能取现

D.只能转帐

题型:单项选择题

在重力坝的底部沿坝轴线方向设置大尺寸的空腔,即为()。

A、宽缝重力坝

B、碾压式重力坝

C、空腹重力坝

D、实体重力坝

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