某商业银行的资产负债表上,资产为500亿元。负债为400亿元,资产的加权平均久期为4

题型:单项选择题

问题:

某商业银行的资产负债表上,资产为500亿元。负债为400亿元,资产的加权平均久期为4年,负债的加权平均久期为6年,则当市场利率从6%上升到7%时,该商业银行最终的市场价值变化量为( )亿元。

A.3.77
B.49.06
C.3.74
D.41.51

考点:银行业从业考试风险管理银行业从业人员资格考试风险管理
题型:单项选择题

Generally speaking, a British is widely regarded as a quiet, shy and conservative person who is (1) only among those with whom he is acquainted. When a stranger is at present, he often seems nervous, even (2) . You have to take a commuter train any morning or evening to (3) the truth of this.

Serious-looking businessmen and women sit reading their newspapers or dozing in a corner; hardly anybody talks, since to do so would be considered quite (4) .

(5) , there is an unwritten but clearly understood code of behavior which, once broken, makes the offender immediately the object of (6) .

It has been known as a fact that a British has a (7) for the discussion of their weather and that, if given a chance, he will talk about it (8) .

Some people argue that it is because the British weather seldom (9) forecast and hence becomes a source of interest and (10) to everyone.

This may be so. (11) a British cannot have much (12) in the weathermen, who, after promising fine, sunny weather for the following day, are often proved wrong (13) a cloud over the Atlantic brings rainy weather to all districts! The man in the street seems to be as accurate — or as inaccurate — as the weathermen in his (14) .

Foreigners may be surprised at the number of references (15) weather that the British (16) to each other in the course of a single day. Very often conversational greetings are (17) by comments on the weather. “Nice day, isn’t it” “Beautiful!” may well be heard instead of “Good morning, how are you” Although the foreigner may consider this exaggerated and comic, it is (18) .pointing out that it could be used to his advantage. If he wants to start a conversation with a British but is at a loss to know (19) to begin, he could do well to mention the state of the weather. It is a safe subject which will (20) an answer from even the most reserved of the British.

20()

A.stimulate

B.constitute

C.furnish

D.provoke

题型:单项选择题

下列叙述中正确的是( )。

A.数据库系统是一个独立的系统,不需要操作系统的支持

B.数据库设计是指设计数据库管理系统

C.数据库技术的根本目标是要解决数据共享的问题

D.数据库系统中,数据的物理结构必须与逻辑结构一致

题型:单项选择题

在个人住房贷款中,对购买首套自住房且套型建筑面积在90平方米以下的,贷款首付款比例不得低于()。

A.10%

B.20%

C.30%

D.40%

题型:单项选择题

某机关法定代表人甲安排驾驶员乙开车执行公务,乙以身体不适为由拒绝。甲遂临时安排丙出车,丙在途中将行人丁撞成重伤。有关部门认定丙和丁对事故的发生承担同等责任。关于丁人身损害赔偿责任的承担,下列哪些表述是错误的( )

A.甲用人不当应当承担部分赔偿责任

B.乙不服从领导安排不应当承担部分赔偿责任

C.丙有过错应当承担部分赔偿责任

D.该机关应当承担全部赔偿责任

题型:单项选择题

对于:消防、环保、结构鉴定、防雷检测、空气检测、110报警等涉及当地相关部门验收的资料进行()。

A.特定移交

B.全部移交

C.专项移交

D.指定移交

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