个人贷款中,贷款人应健全( ),有效防范个人贷款法律风险。A.合同管理制度B.信用

题型:单项选择题

问题:

个人贷款中,贷款人应健全( ),有效防范个人贷款法律风险。

A.合同管理制度
B.信用管理制度
C.贷款发放制度
D.贷款审批制度

考点:银行业从业考试个人贷款银行业从业人员资格考试个人贷款
题型:单项选择题

在直角坐标系内,已知A、B两点的坐标分别为A(-1,1)、B(3,3),若M为x轴上一点,且MA+MB最小,则M的坐标是______.

题型:单项选择题
完形填空。
     Happiness is for everyone. In fact, happiness is always around you if you care about it. When you 
are in   1   at school, your classmates will help you; when you study hard at your  2 , your parents are 
always taking good   of you; when you get success (成功), your friends will say congratulations  4  
you; when you do something   5 , people around you will help you correct it; and when you do 
something good to  6 , you will feel happy, too. All these things are   7 . If you pay attention to them,
 you can see happiness is always   8  you. Happiness is not the same as money. When you are poor, 
you can say you are very happy, because people can't buy happiness   9  money. When you meet
problems, you can also say loudly you are very happy, because you have many friends to help you.
So you can't always say you are poor and you have bad luck. If you agree with me, you can be a
happy and  10   person.
( )1. A. pupils    
( )2. A. newspapers
( )3. A. friendship
( )4. A. to        
( )5. A. wrong     
( )6. A. us       
( )7. A. teachers  
( )8. A. within    
( )9. A. without  
( )10. A. lucky    
B. trouble  
B. cards    
B. knowledge
B. for      
B. right    
B. them      
B. happiness
B. between  
B. on        
B. good      
C. room    
C. lessons
C. our    
C. on      
C. badly  
C. others  
C. friends
C. around  
C. by      
C. able    
D. office    
D. books    
D. care      
D. by        
D. worse    
D. yourself  
D. parents  
D. among    
D. with      
D. unable    
                 
题型:单项选择题

经济法律关系的客体之一是()。

A.法人

B.其他组织

C.行为

D.自然人

题型:单项选择题

A recent survey shows that the alarming rate of child suicide(自杀) in Hong Kong, raising levels of stress and anxiety among young people, increasing conflicts between children and teachers, and children’s complaints that their parents do not understand their problems—all point to a drop in “emotional quotient” (EQ) (情商), the ability to handle relationships.

EQ is defined as the ability to deal with oneself and others effectively. High EQ, psychologists say, is easy to spot. Some of the greatest humanitarian (人道主义的) leaders have high EQ, along with successful managers and inspirational and respected teachers. The problem is not how to spot high EQ but to improve on low EQ, so society as a whole can benefit.

In the United States, declining EQ among young people is seen as one of the factors behind rising young people’s crime because youths fail to understand others’ feelings—one of the key components of EQ. While the situation in Hong Kong is not so bad, there are warning signs that the levels of anxiety among youth may become critical. Declining EQ among Hong Kong teenagers has been acknowledged by several studies including a key study by the education concern group, the Learning-Teacher Association, which found a high degree of anxiety among students over the future and also that young people lacked confidence in dealing with problems. Parents and teachers will also need to develop their own EQ skills in order to deal with them effectively.

Daniel Goleman cites a number of basic elements of high EQ: first, awareness of your feelings as you experience them which is very important to making good decisions in life; second, feeling or awareness of what others are feeling. “90% of emotional information is expressed non-verbally and people vary in their ability to pick it up,” Dr. Goleman says in his book.

Dr. Goleman argues that without high EQ even highly-educated, highly-intelligent people will not find success in life. Or those with low EQ, even though they may be brilliant, tend to lack feeling and impulse control. They fail easily, and they are easily intolerant and often aggressive in interpersonal relations. Some educational psychologists believe work on EQ may be important in Hong Kong with its high rate of suicide among school children. EQ test may be able to help predict those most at risk, and those least able to deal with their own emotions or unable to deal with others, including parents and teachers.

小题1:According to the passage, children in Hong Kong commit suicide at an alarming rate as a result of _______.

A.parents not understanding their children

B.the rising levels of stress and anxiety among young people

C.the inability of dealing with relationships

D.increasing conflict between children and teachers小题2:We can infer from the passage that people with low emotional quotient _______.

A.are least likely to become good leaders

B.can deal with oneself and others effectively

C.are beneficial to society

D.are more likely to be respected小题3:The word “its” in the last paragraph refers to ________.

A.the work on EQ

B.Hong Kong

C.EQ

D.China小题4:Daniel Goleman believes that _______.

A.one can be just as successful without having a high EQ

B.only people with both high EQ and high IQ will be successful in life

C.people with low intelligence will not get a successful life

D.people not having high EQ may not be successful in life despite being extremely intelligent

题型:单项选择题

企业发行短期融资券,无权自主选择主承销商,应当有证监会指定。( )

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