银行金融创新的内容包括战略决策创新、制度安排创新、( )和金融产品创新六个方面。 A

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问题:

银行金融创新的内容包括战略决策创新、制度安排创新、( )和金融产品创新六个方面。

A.机构设置创新

B.风险管理能力创新

C.人员准备创新

D.市场拓展创新

E.管理模式创新

考点:银行业从业考试银行从业公共基础银行业从业人员资格考试公共基础
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It seems impossible to have an honest conversation about global warming. I say this after diligently perusing the British government’s huge report released last week by Sir Nicholas Stern, former chief economist of the World Bank and now a high civil servant. The report is a masterpiece of misleading public relations. It foresees dire consequences if global warming isn’t curbed: a worldwide depression and flooding of many coastal cities. Meanwhile, the costs of minimizing these awful outcomes are small: only 1 percent of world economic output in 2050.

No sane person could fail to conclude that we should conquer global warming instantly, if not sooner. Who could disagree Well, me. Stem’s headlined conclusions are intellectual fictions. They’re essentially fabrications to justify an aggressive anti-global-warming agenda. The danger of that is that we’d end up with the worst of both worlds: a program that harms the economy without much cutting of greenhouse gases.

Let me throw some messy realities onto Stern’s tidy picture. In the global-warming debate, there’s a big gap between public rhetoric and public behavior. Greenhouse emissions continue to rise despite many earnest pledges to control them. Just last week, the United Nations reported that of the 41 countries it monitors (not including most developing nations), 34 had increased greenhouse emissions from 2000 to 2004. These include most countries committed to reducing emissions under the Kyoto Protocol.

Why is this In rich democracies, policies that might curb greenhouse gases require politicians and the public to act in exceptionally "enlightened" ways. They have to accept "pain" now for benefits that won’t materialize for decades, probably after they’re dead. And even if rich countries cut emissions, it won’t make much difference unless poor countries do likewise and so far, they’ve refused because that might jeopardize their economic growth and poverty-reduction efforts.

The notion that there’s only a modest tension between suppressing greenhouse gases and sustaining economic growth is highly dubious. Stern arrives at his trivial costs—that 1 percent of world GDP in 2050—by essentially assuming them. His estimates presume that, with proper policies, technological improvements will automatically reconcile declining emissions with adequate economic growth. This is a heroic leap. To check warming, Stern wants annual emissions 25 percent below current levels by 2050. The IEA projects that economic growth by 2050 would more than double emissions. At present, we can’t bridge that gap.

The other great distortion in Stern’s report involves global warming’s effects. No one knows what these might be, because we don’t know how much warming might occur, when, where, or how easily people might adapt. Stern’s horrific specter distills many of the most terrifying guesses, including some imagined for the 22nd century, and implies they’re imminent. The idea is to scare people while reassuring them that policies to avert calamity, if started now, would be fairly easy and inexpensive.

In the fifth paragraph, "that gap" refers to the gap between()

A. the annual emissions of the rich and poor countries

B. the current levels of emission and levels set by Stern

C. reducing greenhouse gases and sustaining economic growth

D. making proper policies and achieving technological advances

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欧洲的地形主要是[ ]

A、高原

B、山地

C、丘陵

D、平原

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( )主要负责具体实施营销。

A.总行
B.分行
C.支行
D.网点

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生产力的发展、私有制的产生,是警察产生的( )

A.政治条件

B.文化条件

C.经济条件

D.社会条件

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下列达到()必须进行招标。

A、施工单位合同估算价在100万人民币以上。

B、重要设备、材料等货物的采购,单项合同估算价在100万以上的。

C、监理服务单项合同估算价在30万以上的。

D、项目总投资额达到500万。

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