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Maybe you never opened that account, but someone else 1 -someone used your name, your
credit card number or 2 (person) information to commit fraud(造假)without letting you know, 3
is actually a crime.
The biggest problem is 4 (probable) that you may not know that someone has taken away your
identity 5 you notice that something is wrong.You may get bills for 6 credit card account you never
opened.Your credit report may include debts you never knew you had, 7 you may see charges on
your bills that you didn't sign for.
If your identity 8 (steal) like that, the Federal Trade Commission (FTC)suggests that you should
take at least two actions immediately.First, contact the fraud departments of the major credit offices and
ask them 9 copies of your credit reports.Then, review your reports carefully 10 (check)your
information.