信贷档案是确定借贷双方法律关系和权利义务的重要凭证,是贷款管理情况的重要记录()

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问题:

信贷档案是确定借贷双方法律关系和权利义务的重要凭证,是贷款管理情况的重要记录()

考点:银行业从业考试公司信贷公司信贷真题2009年
题型:判断题

(46)The climatic phenomenon that is being blamed for floods, hurricanes and early snowstorms also deserves credit for encouraging plant growth and helping to control the pollutant linked to global warming, a new study shows.
E1 Nino—the periodic warming of eastern Pacific Ocean waters—causes a burst of plant growth throughout the world, and this removes carbon dioxide from the atmosphere, researchers have found.
(47)The new study shows that natural weather events,such as the brief warming caused by E1 Nino, have a much more dramatic effect than previously believed on how much carbon dioxide is absorbed by plants and how much of the gas is expelled by the soil.
Atmospheric carbon dioxide, or CO2, has been increasing steadily for decades. This is thought to be caused by an expanded use of fossil fuels and by toppling of tropical forests. Scientists have linked the CO2 rise to global warming, a phenomenon known as the greenhouse effect. (48)Alarmed, nations of the world now are drawing up new conservation policies to reduce fossil fuel burning, in hopes of reducing greenhouse gases in the atmosphere.
But David Schimel of the National Center for Atmospheric Research,a co-author of the new study, says that before determining how much to reduce fossil fuel burning we should consider the effects of natural climate variations on the ability of plants to absorb CO2.
Schimel said satellite measurements of CO2, plant growth and temperature show that natural warming events such as E1 Nino at first cause more CO2 to be released into the atmosphere, probably as the result of accelerated decay of dead plant matter in the soil. But later, within two years, there is an explosion of growth in forests and grasslands, which means plants suck more carbon dioxide out of the atmosphere.
" We think that there is a delayed response in vegetation and soil to the warming effects of such phenomena as E1 Nino, and this leads to increased plant growth, " said Schimel.
(49)However, he said, it is not clear whether the warming by E1 Nino causes a net decrease in the buildup of CO2 over the long haul. " We don’t really know that yet, " said Schimel. What the study does show, however, is that the rise and fall of CO2 in the atmosphere is ply influenced by natural changes in global temperature, said B. H. Braswell of the University of New Hampshire, another co-author of the study.
Braswell said that in years when the global weather is cooler than normal, there is a decrease in both the decay of dead plants and in new plant growth. This causes an effect that is the opposite of E1 Nino warming: CO2 atmosphere levels first decline and later increase.
(50) " I think we have demonstrated that the ecosystem has a lot more to do with climate change than was previously believed," said Braswell, " Focusing on the role of human activity in climate change is important, but manmade factors are not the only factors. \

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小儿病理特点正确的是()

A.发病容易,传变较缓

B.发病容易,传变迅速

C.脏腑娇嫩,形气未充

D.不易发病,传变迅速

E.脏器清灵,不易康复

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甲企业为增值税一般纳税人,2012年度取得销售收入8800万元,销售成本为5000万元,会计利润为845万元,2012年,甲企业其他相关财务资料如下:  (1)在管理费用中,发生业务招待费140万元,新产品的研究开发费用280万元(未形成无形资产计入当期损益)。  (2)在销售费用中,发生广告费700万元,业务宣传费140万元。  (3)发生财务费用900万元,其中支付给与其有业务来往的客户借款利息700万元,年利率为7%,金融机构同期同类贷款利率为6%。  (4)营业外支出中,列支通过减灾委员会向遭受自然灾害的地区的捐款50万元,支付给客户的违约金10万元。  (5)已在成本费用中列支实发工资总额500万元,并实际列支取中福利费105万元,上缴工会经费10万元并取得(工会经费专用拨缴款收据),职工教育经费支出20万元。  已知:甲企业适用的企业所得税税率为25%。  要求:

计算新产品的研究开发费用应调整的应纳税所得额。

题型:判断题

当建筑桩基桩侧土不排水抗剪强度小于10kPa,且长径比大于()时,桩身应进行压屈计算。()

A.30

B.40

C.50

D.60

题型:判断题

取轴向变形系数p=r=1,q=0.5,绘制的斜轴测图称为简易斜二测。

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