为了防止被保险人在重复保险下获得额外利益,可以采取一定的方法在投保人之间进行分摊损失

题型:单项选择题

问题:

为了防止被保险人在重复保险下获得额外利益,可以采取一定的方法在投保人之间进行分摊损失,其中责任限额制是指()。

A.以各个保险人的独立责任为依据来分摊损失的方法,即各保险人承担的赔偿额以在没有其他保险人的情况下单独应当承担的限额比例来进行分摊

B.以各个保险人的承保金额为依据进行分摊

C.以保险合同的签订顺序为依据分摊损失

D.以投保人的选择为依据进行分摊损失

考点:助理理财规划师(三级)第四章风险管理和保险规划第四章风险管理和保险规划题库
题型:单项选择题

某有机物X含C、H、O三种元素,现已知下列条件:

① 碳的质量分数;②氢的质量分数;③蒸气的体积(已折算成标准状况下的体积);④ X对氢气的相对密度;⑤ X的质量;⑥X的沸点。确定X的分子式所需要的最少条件是[     ]

A、①②⑥

B、①③⑤

C、①②④

D、①②③④⑤

题型:单项选择题

An English speech            to the children tomorrow.

A. is given

B.has been given

C.will be given

D.was given

题型:单项选择题

房地产经纪人受理委托业务后,主要应当收集()及相关的市场信息和委托方信息。

A.股价信息

B.本公司信息

C.发展信息

D.标的物业信息

题型:单项选择题

Anne Whitney, a sophomore (大学二年级学生) at Colorado State University, first had a problem taking tests when she began college. "I was always well prepared for my tests. Sometimes I studied for weeks before a test. Yet I would go in to take the test, only to find I could not answer the questions correctly. I would blank out because of nervousness and fear. I couldn't think of the answer. My low grades on the tests did not show what I knew to the teacher. “Another student in biology had similar experiences. He said, "My first chemistry test was very difficult. Then, on the second test, I sat down to take it, and I was so nervous that I was shaking. My hands were moving up and down so quickly that it was hard to hold my pencil. I knew the material and I knew the answers. Yet I couldn't even write them down!"

  These two young students were experiencing something called test anxiety. Because a student worries and is uneasy about a test, his or her mind does not work as well as it usually does. The student cannot write or think clearly because of the extreme tension and nervousness. Contrary to people’s common belief that poor grades are often a result of poor study habits, sometimes test anxiety plays a role in students’ achieving low grades. Recently, test anxiety has been recognized as a real problem, not just an excuse or a false explanation of lazy students.

  Special university advising courses try to help students. In these courses, advisors try to help students by teaching them how to manage test anxiety. At some universities, students take tests to measure their anxiety. If the tests show their anxiety is high, the students can take short courses to help them deal with their tensions. These courses teach students how to relax their bodies. Students are trained to become calm in very tense situations. By controlling their nervousness, they can let their minds work at ease. Learned information then comes out without difficulty on a test.

  An expert at the University of California explains, " With almost all students, relaxation and less stress are felt after taking our program. Most of them experience better control during their tests. Almost all have some improvement. With some, the improvement is very great. "

小题1:To "blank out" is probably______.

A.to be like a blanket

B.to be sure of an answer

C.to be unable to think clearly

D.to show knowledge to the teacher小题2:Poor grades are usually believed to be the result of______.

A.poor sleeping habit

B.laziness

C.test anxiety

D.inability to form good study habits小题3:Test anxiety has been recognized as______.

A.an excuse for laziness

B.the result of poor study habits

C.a real problem

D.something that cannot be changed小题4:A University of California advisor said______.

A.all students could overcome the anxiety after taking a special test anxiety program

B.almost all students felt less stress after taking a University of California advising course

C.students found it difficult to improve even though they had taken a special test anxiety course

D.students found it easy to relax as soon as they entered a University of California advising course

题型:单项选择题

已知干木柴的热值是1.2×107J/kg,完全燃烧0.7kg干木柴能放出多少焦耳热量?假设这些热量全部被水吸收,能使多少kg水温度从20℃升高到70℃?已知水的比热为4.2×103J/(kg?℃)

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