在为客户编制未来现金流量表时,需要对客户的未来收入和支出做出合理预测。下列对未来收入

题型:单项选择题

问题:

在为客户编制未来现金流量表时,需要对客户的未来收入和支出做出合理预测。下列对未来收入和支出进行预测和分析的说法正确的是( )。

A.常规性收入的性质不同,但是变化幅度一样
B.工资、奖金等常规性收入一般在上一年收入的基础上预测其变化率即可
C.银行从业人员仅需要了解满足客户基本生活的支出
D.有些收入尤其是股票投资收益,随着市场环境的变化有很大的波动,如果客户所在地区经济情况不稳定,则以“上年的数值”为参考

考点:银行业从业考试个人理财银行业从业人员资格考试个人理财
题型:单项选择题

This is my        .             [ ]

A. families         

B. family              

C. the family

题型:单项选择题

March 21 is World Sleep Day. How’s your sleep recently?

The Chinese Medical Doctor Association asked 8,200 people in China about their sleep. More than 36.3 percent of them said they often sleep badly. The study also finds that many students have only 5 hours of sleep a day. According to the US National Sleep Foundation, teenagers need 8.5 to 9 hours of sleep every night. What cuts into their sleeping time? Homework. Also, school starts early in the morning.

But bad sleeping habits also play a role. Do you like to have a look at your mobile phone before going to bed? The survey finds that 60 percent of people check their phones before they sleep. They read news, check their WeChat (微信) or chat with QQ friends.

It’s important for us to get enough sleep. We feel tired and think slowly. Besides, sleepy kids are often unhappy, says a study by the US National Sleep Foundation.

We can’t change our school time. But there are still ways to get better sleep. Stay away from coke, coffee and tea at night. They make it hard to fall asleep. Watch less television. Leave your mobile phone and tablet computer (平板电脑) on your desk.

根据短文内容,选择最佳答语,并在答题卡上按要求作答。

小题1:What cuts into students’ sleeping time?

A.Students like reading in bed before they sleep.

B.Students have got too much homework and school starts early in the morning..

C.Students often drink coke, coffee and tea at night.

D.Students check their WeChat or chat with QQ friends at night.小题2:How do students behave in class when they don’t get enough sleep?

A.They don’t want to do their homework.

B.They sleep in class.

C.They feel excited.

D.They not only feel tired and unhappy but also think slowly.小题3:How many hours should teenagers sleep every night according to the US National Sleep Foundation?

A.5 to 6 hours.

B.6 to 8 hours.

C.8.5 to 9 hours.

D.9 to 10 hours.小题4:Which of the following is NOT true?

A.Drinking coke, coffee and tea at night is good for our sleep.

B.We can’t change everything but we can find many ways to get better sleep.

C.Bad sleeping habits aren’t good for us.

D.We should stay away from bad sleeping habits.小题5:In this passage, the writer is mainly trying to make the readers realize__________.

A.March 21 is World Sleep Day

B.homework makes students have no enough time to sleep

C.we feel tired and think slowly because we have bad sleeping habits

D.good sleeping habits can help us stay healthy

题型:单项选择题

社会消费品零售总额统计采取的调查方法是()。

A.抽样调查

B.全面调查

C.重点调查

D.重点调查和利用有关部门统计数据加工推算

题型:单项选择题

便血,血色鲜红,黏附于粪便表面,便纸上可见血迹,提示()

A.上消化道出血

B.小肠出血

C.食管出血

D.结肠出血

E.肛门或肛管疾病出血

题型:单项选择题

下列属于有关竞争环境的原则的是()。

A.净增效益原则

B.比较优势原则

C.期权原则

D.自利行为原则

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